Cochin - 11.45am

At office and have started the day with my regular monthly bill payments to be met.Took some time to understand the credit period payment cycle of HDFC credit card.It seemed to be as the toughest things on earth to learn their ways of penalizing the customers for want of just a little more credit.Thanks to the ever growing rises in prices and the snail paced increment packages.Does the so called peoples representative sitting with their lavish attachments experience even a bit of it.Never.